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Learn How to Get Out of Personal Injury Debt

An injury caused by accident takes huge toll from the victim by making him physically wreaked and financially exhausted. Though physical injury may recover soon but financial blow affects a deep scar on you that takes time to recover.  In time of emergency we hardly think about our financial future. We rush towards anybody who is ready to extend us some monetary help. Therefore, in many cases we are forced to incur huge medical debt. Later when interest piles up with the principal, we find it harder to get away with it. However, if this is your present situation, you can take the help of a debt settlement attorney to manage your personal injury debt. Though, I will recommend you to first consult with the consumer debt counseling agency.



A non-profit agency will be ideal option for you in time of dire need. Their special unit may help you with some medical bill repayment options or guidelines so that you can combat your situation confidently.



It is always preferable if you can bring your creditor on a negotiation to reduce your debt. In this regard you have to be a proactive in dealing your situation. You should let your creditor know about your financial hardship. You can request him that you are in a tight condition and you would like to pay reduced amount every month. Otherwise, you can ask him to prolong the time of your due date of monthly payment. Your creditor will most probably appreciate your willingness and co-operation. This way, you can settle your medical debt by yourself if you do not enroll in a debt settlement company.



You can also contact IRS to get tax deduction if your debt amount exceeds 7.5% of your gross income. To get that benefit you have to itemize that amount in your tax return form.



In this time you must look every affordable option to minimize your medical expense. You can attend the doctors of medical hospitals where you can have treatment at a low or no cost. This way, you can continue regular compulsory medical checkup as required after any major operation.


How much can my sister expect for her personal injury settlement?

personal injury
Lori asked:

She sustained a knee and elbow injury. As a result of the injury she had arthroscopic knee surgery. She is currently attending physical therapy 3x a week.

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Is it possible to make a personal injury claim for minor injuries such as bruising and neck pain?

personal injury
Sarah H asked:

I was involved in a road traffic accident and the other party has admitted full liability as the driver and me as the pedestrian. Although my injuries were minor and I was fully recovered after 1 week, I wonder am I entitled to any compensation for the pain caused?

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Looking for a personal Injury attorney in the San Diego area?

personal injury
Luci O asked:

Can anybody refer me to a good personal injury attorney??. I hurted my self in the dishwasher of my apartment bldg where I live. My back is hurting really bad and my foot is very swollen. I have gone to the emergency room and was told that I need treatment. Thank you for your help

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How would I find the Lawyer that handled a personal injury case for me in 1978?

personal injury
Wanda B asked:

I received a broken jaw from the accident and was a minor so the case was never closed I am 44 yrs. of age now and I’m having problems from this how would I find The lawyer that handled my case?

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